Business

Extracting funds from your company tax efficiently
Developments in recent years have reduced the options for extracting your profits from a limited company. However, there are still plenty of avenues that can minimise the tax and national insurance payable.

At Moore Stephens Financial Services we have a depth of experience in dealing with small to medium size businesses and their owners.

The Financial Services Authority does not regulate taxation advice.
The Financial Services Authority does not regulate some aspects of commercial mortgages or finance.

Purchasing or extending your premises
Capital raising for new or extended premises can often be a key part of a business' long term plans.

At Moore Stephens Financial Services we are able to look at the options with you, including utilising pension assets or re-mortgaging existing assets to find the most profitable solution.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Services Authority does not regulate some aspects of commercial mortgages or finance.

Maximising returns on cash deposits
Finding competitive interest rates for corporate funds is not easy and your company bankers may not necessarily be offering you a good deal.

At Moore Stephens Financial Services we have access to numerous institutions offering competitive accounts for businesses. If some of your funds are surplus to immediate requirements then we can assist in formulating a long term investment strategy.

The Financial Services Authority does not regulate finance.

Insuring key staff
Do you have employees without whom your business could be in serious difficulty?

What would happen in the event of their death or them being unable to work through a serious illness? Whilst insurance cannot prevent this, it could provide your company with funds to cushion against such an eventuality and to buy time.

Through Moore Stephens Financial Services' extensive involvement with small and medium size businesses, we have the experience to guide you through your current requirements.

Providing pensions for staff
Attracting and retaining good quality staff is the key to the success of any business. Offering a pension scheme is both tax efficient (no Corporation Tax or employer national insurance is payable on contributions) and shows staff that your company is concerned for their future welfare.

To be really effective, you need your scheme to be a good one and well run.

Moore Stephens Financial Services have an excellent reputation in administering schemes smoothly and are able to offer advice on setting up new schemes and ongoing service.